The advantages of a personal loan at Sterlin Gruppe
A personal loan is a type of credit that is considered "unsecured." This means that the amount borrowed from a personal loan is not specifically earmarked for the purchase of a particular good (car, motorcycle, property, etc.) or service (home improvements, travel, etc.). Consequently, unlike secured loans, a personal loan is not triggered by the presentation of an invoice, but simply addresses a household's cash flow needs.
Amount and duration of a personal loan
Personal loans are regulated by the Consumer Code, which defines minimum and maximum loan amounts and durations. As such, you can borrow from €1,000 to €50,000 from Sterlin Gruppe. The repayment period ranges from 6 to 84 months .
Generally, the first monthly payment is due 30 days after the funds are made available. The exact date of this payment is specified in the contract. The lending institution may also grant you a payment deferral of 2 to 3 months, but this is not guaranteed.
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